Resources

What is Medicare and Medicaid?

Medicare
Medicare is a federal health insurance program generally for people age 65 or older who are receiving Social Security retirement benefits or who are younger than 65 and received Social Security disability benefits for at least 24 months. Medicare covers inpatient hospital care and some of the doctors’ fees and other medical items for people with Alzheimer’s or dementia who are age 65 or older.

Medicaid
Medicaid pays for medical care for people with very low income and asset levels, and long-term care for people who have used up most of their own money. It is a program jointly funded by federal and state governments.

What is assisted living?

Assisted living is a senior living community where residents can get assistance with ‘ADLs’, activities of daily living. Usually the residents have a private room (sometimes there are double room options), with communal living space which can include living rooms, dining rooms and activity rooms. There is 24 hour staff to assist residents with their medication, bathing, dressing, mobility, and other ADLs. Meals, activities and other necessary tasks are provided.

What is the Not-for-Profit difference when it comes to senior living?

The most fundamental difference between a not-for-profit and for-profit organization is the reason they exist. A not-for-profit entity has a mission that benefits the “greater good” of the community. The funds must be used to further the mission of the organization.  With a for-profit organization, the goal is to earn a monetary profit.   That profit is usually shared with business owners and stockholders.

If a community has a 501(c)3 not-for-profit distinction, such as Foss, it means that all proceeds are re-invested in the residents, their care and programs. In addition, a not-for-profit organization usually creates a unique bond with staff, and affiliates, because everyone associated with the organization lives the mission each day.

Do you need to be a Lutheran to live at Foss?

No, we do have an affiliation with the Lutheran church, but everyone is welcome.

Is there licensing for senior care organizations?

Yes there is. There are some federal standards, however, for the most part the state is responsible for regulating nursing homes, assisted livings and rehabilitation centers.